99FX Bonus Review 2026: The Truth About the 99% Deposit Bonus & Promotional Credit
In the crowded UK and Global Forex market, a new contender has emerged with an offer that seems almost too good to be true. 99FX LTD, a UK-registered broker established in 2024, is shaking up 2026 with a massive 99% Deposit Bonus.
Most brokers offer 20% or 50%. 99FX offers nearly double your money on the first deposit. But as experienced traders know, the devil is in the details.
Is this "Promotional Credit" real money? Can you withdraw the profit? In this comprehensive review, we strip away the marketing jargon and analyze the Official Terms & Conditions (January 2026 Update) to tell you exactly how to use these bonuses to your advantage.
1. The "Promotional Credit" (Read This First)
Many traders confuse "Promotional Credit" with a standard "No Deposit Bonus." It is crucial to understand the difference to avoid disappointment.
According to the 99FX General Policy, any balance appearing in your account before you make a real deposit is classified as Promotional Credit.
Unlike some brokers where you can withdraw profits from a No Deposit Bonus, 99FX has a stricter policy:
- Non-Withdrawable: The credit itself cannot be withdrawn.
- Profit Lock: Profits made using only promotional credit cannot be withdrawn.
- Conversion: When you finally make a real deposit, the profits you made from the promotional credit are converted into "Trading Credit" (Margin), not cash.
Verdict: Think of the Promotional Credit as a "Live Demo." It allows you to test the cTrader platform execution in a live environment without risk, but don't expect to cash out without investing.
2. The 99% First Deposit Bonus (The Real Deal)
This is where 99FX shines. If you are ready to trade with real capital, their deposit bonus is one of the most generous in the industry for 2026.
Deposit $1,000, get nearly $1,000 in credit. Max Bonus: $9,999.
For your 2nd, 3rd deposits. Max Bonus: $20,000.
Why is this Bonus "Better" than Competitors?
Most brokers (like XM or XChief) require you to trade a certain number of lots (e.g., 30 lots) to keep or withdraw the bonus. 99FX takes a different approach:
- No Volume Requirements: You don't need to chase impossible lot targets.
- Margin Support: The bonus is "Credit." It enhances your Account Strength (Margin Level). This allows you to open larger positions or withstand deeper drawdowns.
- Loss Absorption: The terms imply the bonus can be lost during trading (it supports margin), which is a huge advantage for aggressive traders.
Bonus Terms at a Glance
| Feature | Promotional Credit | Deposit Bonus (99%) |
|---|---|---|
| Requires Deposit? | No | Yes (Standard Account) |
| Withdrawable? | No | No (Trading Credit Only) |
| Profit Withdrawable? | No (Converts to Credit) | YES (Fully Withdrawable) |
| Best Use Case | Testing Platform (Demo+) | Maximizing Leverage |
Step-by-Step Guide to Claim the 99% Bonus
To ensure you receive the maximum bonus, follow this validated process:
Go to the Official 99FX Registration Page. Ensure you are not using a VPN/Proxy, as 99FX has strict IP checks.
Upload your ID and Proof of Address. 99FX is a UK-registered entity (No. 15840897), so KYC compliance is mandatory before any bonus is credited.
The bonus applies to Standard Trading Accounts. Do not open a "Funding" account if you want the 99% bonus.
Make your first deposit. The 99% Credit will be applied to your specific credit field. You can now trade with nearly double your equity.
Important Restrictions (Don't Get Banned)
To keep your account safe, avoid these common mistakes found in the T&C:
- One Account Per Person: Creating multiple accounts to abuse the bonus will result in immediate closure.
- No Arbitrage: Any attempt to exploit the credit system (churning) leads to cancellation of profits.
- Geographical Restrictions: 99FX does not accept clients from the USA, Canada, North Korea, or Iran.
Final Verdict: Who is this for?
The 99FX Bonus Structure is perfect for Intermediate to Advanced Traders who understand the power of leverage. If you are looking for "Free Cash" to withdraw without trading, this is not for you.
However, if you are looking for a broker that Doubles Your Margin on deposit without annoying "lot volume requirements," the 99FX 99% Deposit Bonus is arguably the best offer in 2026.
Ready to Trade with 99% More Power?
Join the new standard of UK trading with cTrader.
Claim 99% Deposit Bonus NowBy: FXBonus Team
Post a Comment